+91 8285 22 9613 | smilehome.in@gmail.com

Simple 4-Step Loan Process

We've streamlined the home loan journey to make it quick and hassle-free.

Eligibility Check

Quick assessment of your eligibility based on income, credit score and employment history.

Document Submission

Upload required documents through our secure portal for verification and processing.

Loan Sanction

Quick approval process with transparent terms and competitive interest rates.

EMI Payment

Flexible repayment options with easy-to-manage EMIs through multiple payment channels.

EMI Calculator

Plan your finances with our interactive EMI calculator and find a loan that fits your budget.

Adjust Your Loan Parameters

₹1 Lakh ₹25 Lakhs ₹1 Crore
5% 8.5% 15%
1 Year 20 Years 30 Years

Monthly EMI

₹21,733

Total Interest

₹27,15,920

Payment Breakdown

Principal
Interest

Check Your Eligibility

Find out if you qualify for a home loan in just a few steps.

Enter Your Details

Poor (300) Good (750) Excellent (900)

Instant Eligibility Check

Fill in your details on the left to check if you qualify for a home loan.

Quick assessment
No credit check required
Instant results

Why Choose Our Home Loans

We offer competitive rates, flexible terms, and a hassle-free experience.

Fast Approval

Get your loan approved in as little as 48 hours with our streamlined process.

Low Interest Rates

Competitive interest rates starting from 7.5% p.a. with transparent terms.

Flexible Tenure

Choose a repayment period that suits your financial situation, up to 30 years.

24/7 Support

Our dedicated support team is available round the clock to assist you.

Why Customers Choose Us

After comparing multiple banks and financial institutions, customers prefer our home loans for these key reasons:

Lower interest rates than most major banks
Minimal documentation and paperwork
No hidden charges or processing fees
Faster approval and disbursement process
Family comparing loans

What Our Customers Say

Hear from homeowners who've successfully secured their dream homes with our loans.

"The entire loan process was incredibly smooth. From application to approval, everything was handled professionally. The interest rate I got was better than what other banks offered."

Customer

Rajesh Sharma

Delhi, Software Engineer

"As a first-time homebuyer, I was nervous about the loan process. The team guided me through each step and made it stress-free. I'm now happily settled in my new apartment!"

Customer

Priya Patel

Mumbai, Marketing Manager

"We were looking to refinance our home loan and found the best rates here. The digital application process was convenient, and we saved significantly on our monthly EMI."

Customer

Venkat & Lakshmi Iyer

Bangalore, Business Owners

Required Documents

Prepare these documents in advance to speed up your loan application process.

Documents Checklist

Identity Proof

PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License

Address Proof

Utility Bills, Rental Agreement, or Property Tax Receipt

Income Proof

Salary Slips (3 months), Form 16, ITR (2 years), or Bank Statements (6 months)

Property Documents

Sale Deed, Property Registration, NOC from Builder, and Approved Building Plan

Documents

Easy Document Submission

Upload your documents online or visit any of our branches for assistance.

Upload Documents

Explore Loan Types

Find the perfect home loan solution that matches your specific needs.

Home Purchase

Home Purchase Loan

Finance your dream home purchase with competitive interest rates and flexible repayment options.

From 7.5% p.a.
Construction Loan

Home Construction Loan

Build your home exactly the way you want with our construction financing options.

From 8.0% p.a.
Plot Loan

Plot Purchase Loan

Secure the perfect plot of land now and build your dream home later.

From 8.5% p.a.
Renovation Loan

Home Renovation Loan

Transform your existing home with our renovation and remodeling loan options.

From 9.0% p.a.

Trusted Banking Partners Behind Every Loan Approval

We collaborate with leading banks to offer you the best home loan options.

Verified by Top Banks

Our platform is trusted and verified by India's leading financial institutions, ensuring secure and reliable loan processing.

Verified by HDFC
SBI Approved
ICICI Certified
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